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Should I file for Chapter 7 bankruptcy?

Depending upon your particular financial situation—namely the type of debt you hold—Chapter 7 may or may not be right for you. Under Chapter 7 bankruptcy, debts are categorized as either dischargeable or non-dischargeable. If you, for example, are struggling with excessive debts that will be discharged, declaring Chapter 7 bankruptcy may be right for you. Without the financial burden of these dischargeable debts, many individuals find themselves better equipped to build towards a secure financial future for themselves and their families. If you hold primarily non-dischargeable debts, Chapter 7 bankruptcy may not be right for you. When considering filing for Chapter 7 bankruptcy, it is advisable that you first consult with an experienced bankruptcy attorney.

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