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Debts that Must Be Repaid Under the Chapter 13 Repayment Plan

Chapter 13 bankruptcy may provide a clear and realistic means to help you work your way out of debt. Under this form of bankruptcy, individuals are allowed to create financial plans that may be used to determine more realistic repayment plans.

Required Repayments After Chapter 13 Bankruptcy

Though it may be possible to discharge certain debts through Chapter 13 bankruptcy, most of your debts will simply be restructured so that you may realistically repay them. These debts are considered to be non-dischargeable and may include the following:

  • Child and spousal support
  • The salaries and wages owed to employees
  • Mortgage defaults (assuming you want to keep your home)
  • Car payments or any other secured debt
  • Tax debts

Though the bankruptcy process may seem somewhat intimidating to you, the long-term benefits of Chapter 13 bankruptcy may be right for you. In any case, our legal team would be happy to meet with you to discuss the particulars of your situation so that we can help you determine the best moves you can make from here on out.

Consult with a Chapter 13 Bankruptcy Lawyer in Cincinnati

If you live in Cincinnati and have been considering bankruptcy, you should speak with Cincinnati Chapter 13 bankruptcy lawyer Ryan J. Ruehle Attorney at Law, LLC, about what this form of bankruptcy could mean for you. To discuss the particulars of your current situation with one of our attorneys, please call our Cincinnati offices at (513) 621-0999 today.

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