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Dealing with Student Loan Debt

Though they may have been necessary to help you achieve your academic goals, student loan debt can become almost insurmountable for many former students. Since interest rates that some people carry are so high, there may be no realistic way to ever pay the monthly accrued interest, not to mention make a dent in the principle balance. To make matter worse, you will be harshly penalized if you fail to make your payments. There are certain ways to manage your student debt, however; discuss your situation with an experienced attorney to learn more.

Benefits of Chapter 13 Bankruptcy

Since student loan debt may only be discharged under very specific circumstances, Chapter 13 bankruptcy may offer you the best means to at least bring your debt back under control. With that in mind, you may be able to benefit from the following aspects of Chapter 13 bankruptcy:

  • Create a more realistic repayment plan
  • Make lower overall monthly payments
  • Reschedule your secured debts
  • Avoid defaulting on your debt
  • Avoid wage garnishment
  • Avoid home foreclosure

Whatever your financial circumstances happen to be, our Cincinnati legal team possesses the experience and the resources to help you make an informed decision about your future.

Consult with a Student Loan Attorney in Cincinnati

If you feel burdened by your student loan debt, speak with a Cincinnati student loan attorney at Ryan J. Ruehle Attorney at Law, LLC, to learn more about the legal options that you may be able to pursue. To discuss the particulars of your situation with one of our attorneys, please call our Cincinnati offices at (513) 621-0999 today.

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